When you're injured in an accident caused by someone else's negligence, you may be left with huge medical bills, missed days at work, and other losses suffered from the incident. The sad reality is that these accidents aren’t as rare as you think. According to the Michigan State Police, there were over 53,000 total crashes in Wayne County, Michigan, in 2019 alone. These crashes caused nearly 17,000 injuries and 166 fatalities.
If you or someone you know has been hurt in an accident caused by another person's negligent actions, it is critical that you hire an experienced Michigan personal injury attorney to protect your rights. Hiring an attorney can help you start the process of filing a personal injury claim that can enable you to hold the responsible party accountable and recover rightful compensation for your injuries and damages.
At Ratton Law Group PC, our attorneys are committed to providing comprehensive legal guidance and compassionate representation to victims who have suffered significant injury. As your legal counsel, we will review all the details of your unique situation and help you explore all possible legal options in your pursuit of fair compensation. Ratton Law Group PC is proud to serve personal injury victims throughout Detroit, Michigan, and the surrounding communities — so call our office today to schedule a free case consultation.
Getting injured in an accident can be physically and emotionally devastating. If the accident was caused by someone else's careless actions, you may be eligible to recover damages by filing a personal injury claim or lawsuit. Michigan is considered a "no-fault" state, and under this no-fault system, the injured victims must first turn to their own insurance coverage to recover compensation for their medical bills and other out-of-pocket losses. This is referred to as your personal injury protection (PIP) coverage.
Additionally, Michigan uses the "comparative fault" rule for all personal injury claims. Under this principle, plaintiffs who are partially (less than 50%) at fault for their own injuries are allowed to recover damages, however, their total compensation will be reduced by their level of fault in the accident.
For example, imagine that you were injured in a car accident and after filing a personal injury lawsuit, the court decides to award you $100,000 in damages. However, as a result of the investigation, you were found to be 20% at fault for the accident. In this case, the award would be reduced by $20,000, meaning you would only be eligible to recover $80,000 in compensation.
Pursuant to Michigan Compiled Laws Section 600.5805, "the period of limitations is 3 years after the time of the death or injury for all actions to recover damages for the death of a person, or for injury to a person or property." This means that personal injury victims will have up to three years from the date of the accident to commence any legal action to recover damages for personal injury in civil court.
Under Michigan’s No-Fault insurance laws, your PIP benefits will pay for your medical expenses and lost wages after you've been injured in an accident. Regardless of whether or not you were at fault for the accident, your PIP benefits will be paid.
Your PIP insurance will cover the following:
Medical expenses and other accident-related costs up to the dollar amount of your No-Fault PIP medical benefits.
Transportation costs for traveling to and from the hospital, medical appointments, rehabilitation, and therapy clinics.
Lost wages for up to 85% of your income
The cost of that attendant care
As you may already know, you will not be able to recover any compensation to account for any additional pain and suffering or other non-economic damages under a no-fault or PIP insurance claim. To step outside of the no-fault system and file a lawsuit against the at-fault party, your accident or injuries must meet any of the following criteria:
You suffered serious impairment of a bodily function, serious and permanent disfigurement, or loss of life.
The at-fault driver is a non-resident whose vehicle is insured in another state.
The accident occurred in another state.
The lawsuit must be for $1,000 or less in damage to your car, the damage must not be covered by your own insurance, and the other driver must be 50 percent or more at fault.
Being involved in a negligent accident can result in long-lasting consequences on your physical, financial, mental, and emotional well-being. No one should have to suffer all of these consequences on their own. If you've been injured in an accident, it’s important that you act quickly and hire an experienced personal injury attorney to protect your rights.
At Ratton Law Group PC, we have the experience and resources necessary to help you hold those liable for your injuries accountable. As your legal counsel, we can:
Fight vigorously to protect your rights and represent your best interests
Review and investigate all of the surrounding facts of your case
Gather relevant information, pieces of evidence, and necessary documentation
Seek to prove fault and establish liability
Determine the full magnitude of your injuries and other losses in an effort to estimate case-value
Help negotiate a fair financial settlement with the insurance company
If necessary, file a personal injury lawsuit or wrongful death lawsuit
Our attorneys will do everything they can to help you seek the fair financial compensation you need to cover medical expenses, lost income and benefits, future medical treatment, and any additional pain and suffering you’ve been forced to endure. So don’t wait. Call or reach out to our office today to schedule a free case consultation and learn more about how we can help you with your case.
If you or someone you love has been injured in an accident, you may be able to seek compensation. Contact Ratton Law Group PC today to schedule a free one-on-one consultation. Our experienced personal injury attorneys can offer you the detailed legal counsel, advocacy, and compassionate representation you need. We're proud to serve clients across the greater Detroit, Michigan area, so call our firm today to get the assistance you need.