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What You Should Know Before the Insurance Adjuster Calls

Ratton Law Group PC Jan. 30, 2024

Insurance agent examining car after accident and writing on clipboardLife has a way of throwing curveballs, and sometimes those curveballs come in the form of accidents. When accidents happen, they can leave a lasting impact, both physically and emotionally. But when someone else's negligence is the cause, it's crucial to stand up for your rights.

Here in the heart of Detroit, Michigan, we at Ratton Law Group PC are committed to helping personal injury victims get the compensation they deserve. Our team of dedicated attorneys is ready to provide in-depth legal guidance and empathetic representation during these challenging times. 

At Ratton Law Group PC, we're not just attorneys—we're your advocates. We understand the toll that accidents can take on your life, and we're here to help lighten the load. Our team will delve deep into the details of your case, gathering all the necessary information and evidence to build a strong foundation for your claim. We'll assess the full extent of your injuries and losses, giving us a clear picture of what a fair settlement should look like. With us in your corner, you'll have the confidence to face insurance adjusters and negotiate for a settlement that truly reflects your needs. And if it comes down to it, we're ready to take your case to court. Trust us to provide the legal counsel and support you need during this critical time. 

Understanding the Role of Insurance Adjusters

At Ratton Law Group PC, we're committed to ensuring you're well-informed about the intricacies of insurance claims. One key player you'll likely encounter during this process is the insurance adjuster. While they may present themselves as helpful and sincere, it's vital to understand that their primary goal aligns with the insurance company's interests—lowering or denying your claim.  

Insurance adjusters are trained professionals who excel at gathering information. They skillfully use this data to minimize the payout from the insurance company. It's not uncommon for adjusters to try to prompt you into admitting fault or wrongdoing, thereby negatively impacting your claim. Remember, no matter how friendly or supportive an adjuster may seem, their main duty is to limit the insurance company's financial liability.  

Why You Need to Be Cautious

When it comes to dealing with insurance adjusters, it cannot be emphasized enough how crucial it is to exercise caution. The information you provide during the claims process can, and often will, be used against you in an effort to diminish the value of your claim. That's why it is of utmost importance to approach every conversation with an adjuster with care and vigilance. 

While it is essential to cooperate with the adjuster, it is equally important to remember that you are not obligated to agree to any settlements or sign any documents without seeking legal advice. We strongly recommend consulting with a qualified lawyer who specializes in insurance claims before providing recorded statements or accepting any settlement offers. This additional step will ensure that your rights are protected and that you are making informed decisions throughout the claims process. 

The Value of Legal Representation

Hiring an attorney to communicate with insurance adjusters on your behalf isn't just a smart move—it's a strategic one. An experienced lawyer, such as those at our firm, Ratton Law Group PC, understands the tactics adjusters use and can effectively counter them, protecting your interests.  

When we represent you, we ensure that you don't inadvertently say something that could harm your case. As your advocates, we handle all communications with the insurance adjuster, allowing you to focus on recovering from your ordeal. With our help, you can make it through the insurance claim process with confidence, knowing that your rights are being protected every step of the way.