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Detroit, MI (April 19, 2026) — Emergency crews were dispatched to a serious two-vehicle collision on Detroit’s west side on Sunday, April 19. The crash occurred on Burt Road between Westfield Street and West Chicago Avenue.
Upon arrival, emergency crew units found two heavily damaged vehicles. Preliminary reports indicate that one person involved in the impact lost consciousness and required immediate medical stabilization.
The local police department is investigating the circumstances of the crash.
Our thoughts remain with those injured in this crash, and we wish them a full and timely recovery.
Does Michigan No-Fault Insurance Pay for My Lost Wages After a Car Accident?
If you were injured in a collision and are now unable to return to work, your most immediate concern is likely how you will pay your bills. Under Michigan’s No-Fault insurance system, Work Loss Benefits are a core part of your Personal Injury Protection (PIP) coverage, designed to keep you financially stable while you recover.
If your injuries prevent you from working, your insurance company is required to pay 85% of your gross income. This benefit is capped at a monthly maximum that the state adjusts every October. These payments are tax-free and can continue for up to three years from the date of the accident. Because this is a “no-fault” benefit, you are entitled to this money even if the crash was your fault.
In addition to wage loss, Michigan No-Fault also provides up to $20 per day for “Replacement Services.” These benefits pay for help with ordinary household tasks that you can no longer perform yourself, such as laundry, cleaning, yard work, or taking the kids to school. Like wage loss, these benefits are available for up to three years. So, keeping a daily log of who performed these tasks and how long they took is the best way to ensure these small but essential payments are approved.
It is critical to remember that you must notify your insurance company of your “loss” within one year of the accident. If you do not formally claim your lost wages or replacement services within this window, you lose the right to collect them forever.
An attorney can help you organize your pay stubs, medical notes, and tax records to ensure your application is submitted correctly the first time, preventing the “stalling tactics” often used by insurance carriers to delay your payments.
Navigating the paperwork for wage loss and replacement services while recovering from a serious injury is an unnecessary burden. You can contact a Detroit car accident lawyer today to ensure your PIP application is filed correctly and that you receive the maximum benefits allowed under Michigan law.
If you sustained injuries in a crash in Detroit, you can contact Ratton Law Group at (313) 631-0502 to speak with our Detroit car accident lawyer and discuss your legal options.
Our team at Ratton Law Group can handle the insurance adjusters and secure the medical documentation needed to prove your inability to work, giving you the peace of mind you need to focus entirely on your healing.
Notes: This post is based on information gathered from publicly available secondary sources. The details of the crash have not been independently confirmed. If you notice any inaccuracies, please reach out to Ratton Law Group PC so we can update the post with the most accurate information available.
Disclaimer: The content in this post is intended for general informational purposes only and should not be taken as legal or medical advice. It does not create an attorney–client relationship and is not meant to solicit business. If you were injured in an accident, please seek medical care right away. The photo used here is for illustration only and does not depict the actual accident scene.
